Liberty Mutual Insurance Company Your Credit Union Partner for Affordable Insurance Auto Loan Special! As low as     3.99%APR For a limited time.  See us for details. Also, New Lower Loan Rates!         Check out these great products! "Accel" can give personalized answers to your individual needs.   For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.     "Members Financial Counseling" www.accelservices.org Also... Budget$mart  is a FREE, easy-to-use software tool designed to help you manage money more effectively. Click on the link below to install the BudgetSmart sofware! Budget$mart                               CHECK Right       www.checkright.org CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if: · you are looking to open a checking account for the first time or · you have had difficulty handling an account in the past. Among other things, CheckRight will help you learn how to: open an account write checks make deposits maintain a check register reconcile an account create a spending plan CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts. You will be able to view the results and you have the option to send the results to the credit union via e-mail.   Exciting Mortgage News! Bay Shore Credit Union has partnered with CU Members Mortgage in order to provide you, our members, with a  great new selection of mortgage products!  You can calculate payments, prequalify, check daily rates, learn about the different products that are available and even apply on-line!  Click on the link below to get started.  Don't wait! Rates are great!      CU Members Mortgage        BSCU   MasterCard  You are Invited to Apply - see us today! NO Annual Fee. We offer a fixed rate as low as 8.9%APR.  Plus there is no annual fee and payments as low as $20 a month can be made right at the Credit Union. This card is great for students, too.  It is never too early to start establishing good credit.  Card limits as low as $300. are available.  Let us help get you started. *Annual Percentage Rate (APR) is based on our review of your application and credit history. 24/7 MEMBER SERVICE - ATM/DEBIT CARDS Our ATM machine, located on the west side of our building, is available on site 24 hours a day, 7 days a week. Bay Shore Credit Union is also a partner of the "Alliance One" program.  Therefore any ATM bearing the "Alliance One" logo can be accessed by a Bay Shore Credit Union debit card free of surcharge.  Use the link below for locations.  www.allianceone.coop                   Try our "Members Financial Calculators" below for all your financial needs.         Weather Forecast